Witney, Oxfordshire

Commercial Mortgages & Property Finance in Witney

Witney is a handsome West Oxfordshire market town famous as the historic centre of the English blanket industry (Witney blankets supplied the British Empire). The town has a thriving economy diversified beyond its textile heritage, with strong demand from professional services, technology, and retail occupiers. The Windrush valley setting and Cotswold-stone architecture add significant amenity value.

Witney Town CentreCoggesThe LeysDucklingtonCurbridge
£290
Avg Price/sq ft
4.8%
Average Yield
+13%
5yr Price Growth
+9.5%
5yr Rental Growth

Witney Local Market Intelligence

Historic blanket-making town. Strong independent retail. Growing residential development.

— CMB Market Analysis

Key Industries

  • Manufacturing Heritage
  • Technology
  • Professional Services
  • Retail
  • Hospitality

Transport Links

  • A40 to Oxford (12 miles)/M40 Junction 8
  • A4095 to Faringdon/Woodstock
  • B4047 to Burford/Cotswolds
  • S1/S2 bus to Oxford city centre (30 mins)

Regeneration

Witney town centre improvements; West Witney housing (1,000 homes); Cogges Heritage Area; former blanket mills conversion; Marriotts Walk retail development; Bridge Street enhancement

Commercial Mortgages in Witney

Whether you're acquiring office space, retail units, or industrial property in Witney, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Oxfordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Witney commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Witney

When speed matters for your Witney property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Oxfordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Witney

For developers building in Witney, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Oxfordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Oxfordshire

Why Witney for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Witney

Commercial property news for Witney will appear here once available. Check back soon for the latest market updates.

Calculate Your Witney Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.