Henley-on-Thames, Oxfordshire

Commercial Mortgages & Property Finance in Henley-on-Thames

Henley-on-Thames is one of England's most prestigious river towns, world-famous for the annual Henley Royal Regatta and home to the River and Rowing Museum. The town's Georgian high street, the Kenton Theatre (one of the oldest working theatres in England), and the idyllic Thames setting support some of the highest commercial property values outside London.

Henley Town CentreHenley BridgeFawleyHambledenShiplake
£480
Avg Price/sq ft
4.5%
Average Yield
+11%
5yr Price Growth
+7.8%
5yr Rental Growth

Henley-on-Thames Local Market Intelligence

World-famous Henley Royal Regatta. Premium Thames-side location. Strong hospitality and events sector.

— CMB Market Analysis

Key Industries

  • Rowing & Marine Leisure
  • Hospitality & Fine Dining
  • Professional Services
  • Boutique Retail
  • Arts & Culture

Transport Links

  • GWR branch line to Reading (25 mins)/Paddington via Reading
  • A4130 to M40 Junction 4 (7 miles)
  • A4155 to Marlow/Reading
  • Thames Path and river navigation

Regeneration

Very limited due to conservation and AONB; Henley town centre heritage conservation; Market Place improvement; riverside and regatta infrastructure; Gillotts Field housing; Townlands Hospital site

Commercial Mortgages in Henley-on-Thames

Whether you're acquiring office space, retail units, or industrial property in Henley-on-Thames, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Oxfordshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Henley-on-Thames commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Henley-on-Thames

When speed matters for your Henley-on-Thames property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Oxfordshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Henley-on-Thames

For developers building in Henley-on-Thames, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Oxfordshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Oxfordshire

Why Henley-on-Thames for Commercial Property Investment

Lender Appetite

Strong appetite for premium properties.

Latest Commercial Property News in Henley-on-Thames

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Calculate Your Henley-on-Thames Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.