Oxford, Oxfordshire

Commercial Mortgages in Oxford

Historic Oxford combines world-class education with emerging science and tech sectors creating premium commercial property demand. The city's constrained development environment maintains high property values.

Oxford City CentreOxford Science ParkHeadingtonCowleySummertown
£385
Avg Price/sq ft
5%
Average Yield
+22.5%
5yr Price Growth
+15.2%
5yr Rental Growth

Oxford Commercial Property Market

Global innovation hub with extreme supply constraints. Science parks at capacity. Life sciences commanding premium. BMW Mini factory anchoring automotive sector.

— CMB Market Analysis

Key Industries

  • Life Sciences
  • Education
  • Technology
  • Publishing
  • Automotive

Transport Links

  • Oxford station
  • M40 motorway
  • A34 trunk road
  • Oxford Bus Company

Lender Outlook

Excellent appetite from all lender types. Life sciences and tech uses command premium.

Regeneration

Westgate Centre, Oxford North, Oxpens, Blackbird Leys regeneration

Property Finance Services in Oxford

We offer a complete range of property finance solutions for investors and developers in Oxford and across Oxfordshire.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Oxford

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Oxford

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Oxford

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Oxford

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Oxford

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Oxford

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Oxford

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Oxford

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Oxford

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Oxford

Why Choose CMB for Property Finance in Oxford?

Local Market Knowledge

We understand the Oxford property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Oxfordshire

We provide property finance solutions throughout Oxfordshire.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Oxford Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.