Bognor Regis, West Sussex

Commercial Mortgages & Property Finance in Bognor Regis

Bognor Regis is a seaside resort town that gained its 'Regis' suffix from George V's convalescence there, reportedly provoking his famous last words 'Bugger Bognor'. The town has the UK's most sunshine hours, a Butlin's resort, and the University of Chichester's Bognor campus. Regeneration of the seafront and town centre is gradually improving its commercial appeal.

Bognor Town CentreAldwickFelphamRose GreenPagham
£190
Avg Price/sq ft
5.6%
Average Yield
+15.5%
5yr Price Growth
+11.5%
5yr Rental Growth

Bognor Regis Local Market Intelligence

Traditional seaside resort with Butlins anchoring tourism. University campus driving student accommodation. Affordable coastal living.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality (Butlin's)
  • Education (University of Chichester)
  • Retail
  • Healthcare
  • Leisure

Transport Links

  • Southern Railway to London Victoria (90 mins)/Chichester
  • A259 coast road to Chichester/Littlehampton
  • A29 to Arundel
  • Bognor Regis Pier and seafront

Regeneration

Bognor Regis seafront improvement programme; Regis Centre and Alexandra Theatre redevelopment; University of Chichester campus investment; Butlin's resort renewal; Bersted development area; Place St Maur

Commercial Mortgages in Bognor Regis

Whether you're acquiring office space, retail units, or industrial property in Bognor Regis, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Sussex, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Bognor Regis commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Bognor Regis

When speed matters for your Bognor Regis property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Sussex, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Bognor Regis

For developers building in Bognor Regis, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Sussex. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Sussex

Why Bognor Regis for Commercial Property Investment

Lender Appetite

Selective appetite. Tourism and education sectors understood by specialist lenders.

Latest Commercial Property News in Bognor Regis

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Calculate Your Bognor Regis Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.