Littlehampton, West Sussex

Commercial Mortgages & Property Finance in Littlehampton

Littlehampton is a West Sussex coastal town at the mouth of the River Arun, known for its long harbour arm and the award-winning East Beach Cafe (designed by Thomas Heatherwick). The town has a family-friendly character, a working harbour, and more affordable property than neighbouring Worthing and Arundel, making it attractive for first-time investors and hospitality operators.

Littlehampton Town CentreRiver ArunWickRustingtonEast Preston
£200
Avg Price/sq ft
5.5%
Average Yield
+15%
5yr Price Growth
+11%
5yr Rental Growth

Littlehampton Local Market Intelligence

Riverside and coastal location with regeneration potential. More affordable than neighbouring towns. Marina and harbour activity.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Marine & Harbour Services
  • Retail
  • Manufacturing
  • Healthcare

Transport Links

  • Southern Railway to London (90 mins)/Brighton
  • A259 coast road to Worthing/Bognor Regis
  • A284 to Arundel
  • Littlehampton Harbour and marina

Regeneration

Littlehampton town centre regeneration; seafront improvements; East Beach area; harbour and river Arun enhancements; North Littlehampton housing (1,260 homes); Eldon Way industrial area

Commercial Mortgages in Littlehampton

Whether you're acquiring office space, retail units, or industrial property in Littlehampton, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Sussex, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Littlehampton commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Littlehampton

When speed matters for your Littlehampton property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Sussex, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Littlehampton

For developers building in Littlehampton, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Sussex. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Sussex

Why Littlehampton for Commercial Property Investment

Lender Appetite

Selective appetite for regeneration area properties.

Latest Commercial Property News in Littlehampton

Commercial property news for Littlehampton will appear here once available. Check back soon for the latest market updates.

Calculate Your Littlehampton Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.