Midhurst, West Sussex

Commercial Mortgages & Property Finance in Midhurst

Midhurst is a picturesque West Sussex market town in the South Downs National Park, with a medieval street plan, the ruins of Cowdray House (a Tudor great house destroyed by fire in 1793), and the famous Cowdray Park polo ground. The town has a refined character with premium property values and a niche independent retail market.

Midhurst Town CentreCowdray ParkEasebourneWoolbedingFernhurst
£330
Avg Price/sq ft
4.6%
Average Yield
+11%
5yr Price Growth
+7.8%
5yr Rental Growth

Midhurst Local Market Intelligence

Cowdray Park polo tourism. Premium market town in South Downs. Strong equestrian economy.

— CMB Market Analysis

Key Industries

  • Hospitality & Polo (Cowdray)
  • Independent Retail
  • Agriculture
  • Tourism
  • Education

Transport Links

  • A272 to Petersfield/Petworth
  • A286 to Chichester/Haslemere
  • No direct rail (nearest: Haslemere/Petersfield)
  • South Downs Way access

Regeneration

Very limited due to National Park and conservation; Midhurst town centre heritage conservation; Cowdray Estate investment; Grange Road housing; community facilities; South Downs gateway improvements

Commercial Mortgages in Midhurst

Whether you're acquiring office space, retail units, or industrial property in Midhurst, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Sussex, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Midhurst commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Midhurst

When speed matters for your Midhurst property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Sussex, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Midhurst

For developers building in Midhurst, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Sussex. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Sussex

Why Midhurst for Commercial Property Investment

Lender Appetite

Good appetite for premium properties.

Latest Commercial Property News in Midhurst

Commercial property news for Midhurst will appear here once available. Check back soon for the latest market updates.

Calculate Your Midhurst Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.