Chichester, West Sussex

Commercial Mortgages & Property Finance in Chichester

Chichester is a handsome cathedral city in West Sussex, founded as a Roman town and still retaining its original Roman street plan. The city is home to the Chichester Festival Theatre (one of the UK's leading producing theatres), Pallant House Gallery, and Goodwood (motor racing, horse racing, and the famous Festival of Speed). Its cultural richness supports a premium commercial property market.

Chichester City CentreFishbourneWesthampnettStockbridgePortfield
£320
Avg Price/sq ft
4.7%
Average Yield
+12.5%
5yr Price Growth
+9%
5yr Rental Growth

Chichester Local Market Intelligence

Cathedral city with premium retail rents. Goodwood events drive hospitality. University presence supports student accommodation.

— CMB Market Analysis

Key Industries

  • Arts & Culture (Chichester Festival Theatre)
  • Tourism & Heritage
  • Retail
  • Education (University of Chichester)
  • Professional Services

Transport Links

  • Southern Railway to London Victoria (90 mins)/Brighton
  • A27 to Brighton/Portsmouth
  • A286 to Midhurst/Haslemere
  • Chichester Canal and harbour

Regeneration

Chichester Southern Gateway regeneration; Whitehouse Farm housing; Tangmere housing growth; Festival Theatre investment; West Sussex Record Office; Chichester Marina area

Commercial Mortgages in Chichester

Whether you're acquiring office space, retail units, or industrial property in Chichester, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Sussex, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Chichester commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Chichester

When speed matters for your Chichester property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Sussex, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Chichester

For developers building in Chichester, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Sussex. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Sussex

Why Chichester for Commercial Property Investment

Lender Appetite

Strong appetite for heritage city properties. Tourism and education sectors favoured.

Latest Commercial Property News in Chichester

Commercial property news for Chichester will appear here once available. Check back soon for the latest market updates.

Calculate Your Chichester Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.