Coventry, West Midlands

Commercial Mortgages & Property Finance in Coventry

Coventry is a historic West Midlands city with strong university presence and automotive heritage. The city offers property finance opportunities across commercial, industrial, and residential sectors with competitive values.

City CentreFriargateWarwick UniversityTile HillCanleyFoleshill
£175
Avg Price/sq ft
7.2%
Average Yield
+22.8%
5yr Price Growth
+15.5%
5yr Rental Growth

Coventry Local Market Intelligence

City of Culture 2021 legacy driving investment. Two major universities support strong student market. Automotive sector driving industrial demand.

— CMB Market Analysis

Key Industries

  • Automotive
  • Advanced Manufacturing
  • Higher Education
  • Healthcare
  • Technology

Transport Links

  • Coventry rail station (mainline)
  • Birmingham Airport nearby
  • M6 and M69 motorways

Regeneration

Friargate business district; City Centre South; Coventry Station masterplan

Commercial Mortgages in Coventry

Whether you're acquiring office space, retail units, or industrial property in Coventry, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Midlands, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Coventry commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Coventry

When speed matters for your Coventry property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Midlands, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Coventry

For developers building in Coventry, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Midlands. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Midlands

Why Coventry for Commercial Property Investment

Lender Appetite

Good appetite across sectors. Student accommodation and industrial favoured; city centre development supported.

Latest Commercial Property News in Coventry

Commercial property news for Coventry will appear here once available. Check back soon for the latest market updates.

Calculate Your Coventry Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.