Wolverhampton, West Midlands

Commercial Mortgages & Property Finance in Wolverhampton

Wolverhampton is a major West Midlands city with significant regeneration and competitive property values. The city offers property finance opportunities for investors seeking yield and growth potential.

City CentreBilstonWednesfieldTettenhallPennHeath Town
£145
Avg Price/sq ft
7.8%
Average Yield
+24.5%
5yr Price Growth
+16.8%
5yr Rental Growth

Wolverhampton Local Market Intelligence

Metro extension improving connectivity. i54 business park attracting major employers. Values offer significant yield premium over Birmingham.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Engineering
  • Retail
  • Healthcare
  • Logistics

Transport Links

  • Wolverhampton rail station (mainline)
  • West Midlands Metro
  • M54 motorway

Regeneration

City centre regeneration; Canalside Quarter; i54 business park

Commercial Mortgages in Wolverhampton

Whether you're acquiring office space, retail units, or industrial property in Wolverhampton, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Midlands, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Wolverhampton commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Wolverhampton

When speed matters for your Wolverhampton property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Midlands, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Wolverhampton

For developers building in Wolverhampton, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Midlands. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Midlands

Why Wolverhampton for Commercial Property Investment

Lender Appetite

Good appetite for industrial and residential. Selective on retail; development schemes supported.

Latest Commercial Property News in Wolverhampton

Commercial property news for Wolverhampton will appear here once available. Check back soon for the latest market updates.

Calculate Your Wolverhampton Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.