West Bromwich, West Midlands

Commercial Mortgages & Property Finance in West Bromwich

West Bromwich is a Sandwell borough town being transformed by transport investment, with the Midland Metro tram line running through the town centre to Birmingham. The town is the administrative base for Sandwell Council and has seen significant regeneration at the New Square development. Its central Black Country position and improving connectivity support a diversified commercial market.

West Bromwich Town CentreDartmouth ParkGreets GreenGreat Barr
£90
Avg Price/sq ft
7%
Average Yield
+14%
5yr Price Growth
+10.8%
5yr Rental Growth

West Bromwich Local Market Intelligence

Metro significantly improving connectivity. Values offer yield premium with growth potential.

— CMB Market Analysis

Key Industries

  • Retail
  • Public Sector (Sandwell Council)
  • Manufacturing
  • Healthcare
  • Professional Services

Transport Links

  • Midland Metro to Birmingham (20 mins)
  • M5 Junction 1 (adjacent)
  • A41 to Birmingham/Wolverhampton
  • A4031 to Walsall

Regeneration

West Bromwich town centre Eastern Gateway; New Square retail and leisure; metro-led development; Sandwell Council investment; Greets Green housing renewal; Kenrick Park area; former Dartmouth Park industrial site

Commercial Mortgages in West Bromwich

Whether you're acquiring office space, retail units, or industrial property in West Bromwich, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Midlands, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the West Bromwich commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in West Bromwich

When speed matters for your West Bromwich property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Midlands, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in West Bromwich

For developers building in West Bromwich, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Midlands. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Midlands

Why West Bromwich for Commercial Property Investment

Lender Appetite

Good appetite for residential development. Selective on commercial.

Latest Commercial Property News in West Bromwich

Commercial property news for West Bromwich will appear here once available. Check back soon for the latest market updates.

Calculate Your West Bromwich Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.