Halesowen, West Midlands

Commercial Mortgages & Property Finance in Halesowen

Halesowen is a Dudley borough town in the historic heart of the Black Country, with a character that blends industrial heritage with attractive surrounding countryside including the Clent Hills. The town has a strong retail centre anchored by the Cornbow Centre and benefits from proximity to the M5 and major employment areas at Halesowen Industrial Park.

Halesowen Town CentreHasburyCradleyLutleyHayley Green
£130
Avg Price/sq ft
6%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Halesowen Local Market Intelligence

Black Country town with strong manufacturing heritage. Good transport links. Affordable residential values.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Engineering
  • Healthcare
  • Professional Services

Transport Links

  • A458 to Birmingham/Stourbridge
  • A456 Hagley Road to M5 Junction 3
  • A459 to Dudley
  • No direct rail (Metro extension proposed)

Regeneration

Halesowen town centre improvement plan; Cornbow Centre investment; former Shenstone Trading Estate; Halesowen College expansion; Clent Hills visitor infrastructure; Quinton and Hasbury housing

Commercial Mortgages in Halesowen

Whether you're acquiring office space, retail units, or industrial property in Halesowen, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across West Midlands, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Halesowen commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Halesowen

When speed matters for your Halesowen property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across West Midlands, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Halesowen

For developers building in Halesowen, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across West Midlands. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across West Midlands

Why Halesowen for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Halesowen

Commercial property news for Halesowen will appear here once available. Check back soon for the latest market updates.

Calculate Your Halesowen Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.