Ellesmere Port, Cheshire

Commercial Mortgages & Property Finance in Ellesmere Port

Ellesmere Port sits at the junction of the Manchester Ship Canal and Shropshire Union Canal, with a strong industrial heritage now diversifying through major investment. The Stellantis car plant is transitioning to electric vehicle production, the Stanlow refinery is exploring hydrogen, and the Protos energy park represents one of the UK's largest clean energy investment sites.

Ellesmere Port Town CentreCheshire OaksHootonWhitbyLittle Sutton
£120
Avg Price/sq ft
7%
Average Yield
+11.8%
5yr Price Growth
+9.5%
5yr Rental Growth

Ellesmere Port Local Market Intelligence

Stellantis (Vauxhall) plant major employer. Cheshire Oaks outlet massive retail draw. Canal heritage.

— CMB Market Analysis

Key Industries

  • Automotive (Stellantis EV plant)
  • Energy & Petrochemicals (Stanlow)
  • Clean Energy (Protos)
  • Logistics
  • Manufacturing

Transport Links

  • Merseyrail/Northern to Liverpool/Chester
  • M53 Junction 8-10 (adjacent)
  • M56 to Manchester (30 miles)
  • Manchester Ship Canal port facilities

Regeneration

Protos clean energy park (£1bn investment); Stellantis EV transition; Ellesmere Port town centre masterplan; Rivington Road housing; Stanlow hydrogen hub

Commercial Mortgages in Ellesmere Port

Whether you're acquiring office space, retail units, or industrial property in Ellesmere Port, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cheshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ellesmere Port commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ellesmere Port

When speed matters for your Ellesmere Port property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cheshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ellesmere Port

For developers building in Ellesmere Port, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cheshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cheshire

Why Ellesmere Port for Commercial Property Investment

Lender Appetite

Good appetite. Automotive and retail covenants understood.

Latest Commercial Property News in Ellesmere Port

Commercial property news for Ellesmere Port will appear here once available. Check back soon for the latest market updates.

Calculate Your Ellesmere Port Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.