Knutsford, Cheshire

Commercial Mortgages & Property Finance in Knutsford

Knutsford is an affluent Cheshire market town that inspired Elizabeth Gaskell's Cranford novels, with a distinctive heritage streetscape along King Street. The town serves as a residential base for Manchester's business elite and supports a premium retail and dining quarter, with commercial property values among the highest in Cheshire outside Chester.

Knutsford Town CentreTatton ParkOver KnutsfordMobberleyOllerton
£320
Avg Price/sq ft
4.8%
Average Yield
+11.5%
5yr Price Growth
+8%
5yr Rental Growth

Knutsford Local Market Intelligence

Mrs Gaskell's Cranford. Tatton Park tourism. Premium Cheshire market town.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Financial Advisory
  • Boutique Retail & Dining
  • Healthcare
  • Creative Industries

Transport Links

  • Mid-Cheshire line to Manchester (30 mins)
  • M6 Junction 19 (2 miles)
  • A50 to Warrington/Holmes Chapel
  • A537 to Macclesfield

Regeneration

Limited due to conservation area and Green Belt; Knutsford town centre heritage improvements; Booths Hall former estate redevelopment; sustainable transport measures

Commercial Mortgages in Knutsford

Whether you're acquiring office space, retail units, or industrial property in Knutsford, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cheshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Knutsford commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Knutsford

When speed matters for your Knutsford property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cheshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Knutsford

For developers building in Knutsford, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cheshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cheshire

Why Knutsford for Commercial Property Investment

Lender Appetite

Strong appetite for premium properties.

Latest Commercial Property News in Knutsford

Commercial property news for Knutsford will appear here once available. Check back soon for the latest market updates.

Calculate Your Knutsford Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.