Middlewich, Cheshire

Commercial Mortgages & Property Finance in Middlewich

Middlewich is a small salt town at the heart of Cheshire, sitting at the junction of three canals - the Trent and Mersey, Shropshire Union, and Middlewich Branch. The town hosts the popular FAB Folk and Boat Festival and offers affordable commercial property with good M6 access, making it suitable for small business and trade counter operations.

Middlewich Town CentreKindertonNewtonCroxtonSutton Lane Ends
£155
Avg Price/sq ft
6.2%
Average Yield
+11.5%
5yr Price Growth
+8.8%
5yr Rental Growth

Middlewich Local Market Intelligence

Historic salt town on canal junction. FAB Folk and Boat Festival. Growing residential.

— CMB Market Analysis

Key Industries

  • Salt & Chemical Processing
  • Logistics
  • Manufacturing
  • Retail
  • Canal-based Tourism

Transport Links

  • A54 to Holmes Chapel/Congleton
  • A533 to Northwich/Sandbach
  • M6 Junction 18 (4 miles)
  • No direct rail (nearest: Sandbach/Winsford)

Regeneration

Middlewich Eastern Bypass (under construction); town centre heritage canal quarter improvements; Pochin Way employment area expansion; canal towpath restoration

Commercial Mortgages in Middlewich

Whether you're acquiring office space, retail units, or industrial property in Middlewich, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cheshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Middlewich commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Middlewich

When speed matters for your Middlewich property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cheshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Middlewich

For developers building in Middlewich, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cheshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cheshire

Why Middlewich for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Middlewich

Commercial property news for Middlewich will appear here once available. Check back soon for the latest market updates.

Calculate Your Middlewich Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.