Northwich, Cheshire

Commercial Mortgages & Property Finance in Northwich

Northwich is a mid-Cheshire town built on its salt mining heritage, with a distinctive town centre featuring Britain's only floating towpath and buildings historically affected by subsidence. Major investment through the Barons Quay retail and leisure development has revitalised the riverside area, and the town benefits from proximity to the major Lostock chemical complex.

Northwich Town CentreHartfordWinsfordMiddlewichKnutsford
£155
Avg Price/sq ft
6.3%
Average Yield
+11.2%
5yr Price Growth
+8.5%
5yr Rental Growth

Northwich Local Market Intelligence

Historic salt town with chemical industry heritage. Barons Quay major retail investment. Mid-Cheshire location.

— CMB Market Analysis

Key Industries

  • Chemical Manufacturing (Tata Chemicals)
  • Salt Production
  • Retail & Leisure
  • Logistics
  • Professional Services

Transport Links

  • Mid-Cheshire line to Manchester/Chester
  • A556 to M6/M56 interchange
  • A533 to Runcorn
  • A559 to Warrington

Regeneration

Barons Quay mixed-use scheme (£80m); Winnington Park regeneration; Weaver Navigation waterfront improvements; Leftwich housing expansion; town centre public realm

Commercial Mortgages in Northwich

Whether you're acquiring office space, retail units, or industrial property in Northwich, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cheshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Northwich commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Northwich

When speed matters for your Northwich property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cheshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Northwich

For developers building in Northwich, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cheshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cheshire

Why Northwich for Commercial Property Investment

Lender Appetite

Selective appetite. Barons Quay focus.

Latest Commercial Property News in Northwich

Commercial property news for Northwich will appear here once available. Check back soon for the latest market updates.

Calculate Your Northwich Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.