Macclesfield, Cheshire

Commercial Mortgages & Property Finance in Macclesfield

Macclesfield is an east Cheshire market town with a rich silk-weaving heritage and growing creative and tech economy. Situated on the edge of the Peak District, the town combines an improving town centre with good Manchester rail connectivity and access to the AstraZeneca campus at Alderley Park, making it attractive to knowledge-economy workers.

Macclesfield Town CentreBollingtonTytheringtonHurdsfieldSutton
£215
Avg Price/sq ft
5.4%
Average Yield
+12.8%
5yr Price Growth
+9.2%
5yr Rental Growth

Macclesfield Local Market Intelligence

AstraZeneca and pharma presence. Silk heritage town. Peak District gateway with premium residential.

— CMB Market Analysis

Key Industries

  • Pharmaceutical (AstraZeneca corridor)
  • Creative & Digital
  • Manufacturing
  • Professional Services
  • Retail

Transport Links

  • Avanti West Coast/Northern to Manchester (30 mins)
  • A523 to Leek/Staffordshire Moorlands
  • A537 to Knutsford/M6
  • A536 to Congleton

Regeneration

Macclesfield town centre masterplan; Exchange quarter development; Waters Green heritage area improvements; former Arighi Bianchi site redevelopment; Silk Heritage Trail expansion

Commercial Mortgages in Macclesfield

Whether you're acquiring office space, retail units, or industrial property in Macclesfield, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cheshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Macclesfield commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Macclesfield

When speed matters for your Macclesfield property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cheshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Macclesfield

For developers building in Macclesfield, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cheshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cheshire

Why Macclesfield for Commercial Property Investment

Lender Appetite

Good appetite. Pharma covenants valued.

Latest Commercial Property News in Macclesfield

Commercial property news for Macclesfield will appear here once available. Check back soon for the latest market updates.

Calculate Your Macclesfield Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.