Winsford, Cheshire

Commercial Mortgages & Property Finance in Winsford

Winsford is a mid-Cheshire industrial town and one of the region's key logistics hubs, with the Winsford Industrial Estate being one of the largest in the North West. The town centre, built as a 1960s new town expansion, is undergoing renewal, and affordable commercial property makes it attractive for distribution, manufacturing, and trade counter businesses.

Winsford Town CentreOverWhartonWeaver ValleyDarnhall
£110
Avg Price/sq ft
7%
Average Yield
+10.5%
5yr Price Growth
+8.5%
5yr Rental Growth

Winsford Local Market Intelligence

Historic salt town. Strategic central Cheshire location. Growing logistics sector.

— CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Salt Mining (Compass Minerals)
  • Manufacturing
  • Retail
  • Public Sector

Transport Links

  • Winsford rail to Crewe/Chester
  • A54 to Holmes Chapel/M6
  • A5018 to Northwich
  • Winsford Industrial Estate access roads

Regeneration

Winsford town centre cross regeneration; Wharton retail park expansion; Weaver Stadium area improvement; housing growth on southern fringe; Over and Wharton neighbourhood plans

Commercial Mortgages in Winsford

Whether you're acquiring office space, retail units, or industrial property in Winsford, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cheshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Winsford commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Winsford

When speed matters for your Winsford property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cheshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Winsford

For developers building in Winsford, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cheshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cheshire

Why Winsford for Commercial Property Investment

Lender Appetite

Good appetite for industrial and logistics.

Latest Commercial Property News in Winsford

Commercial property news for Winsford will appear here once available. Check back soon for the latest market updates.

Calculate Your Winsford Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.