Bodmin, Cornwall

Commercial Mortgages & Property Finance in Bodmin

Bodmin is Cornwall's former county town and a key service centre for mid-Cornwall, situated on the A30 trunk road between the north and south coasts. The town's affordable property values and strategic location make it attractive for logistics and distribution businesses serving the wider county, with the Bodmin Moor gateway tourism market adding diversity.

Bodmin Town CentreBodmin JailWestheathPrioryBeacon
£155
Avg Price/sq ft
6.2%
Average Yield
+16.5%
5yr Price Growth
+12.8%
5yr Rental Growth

Bodmin Local Market Intelligence

Cornwall's county town with judicial and administrative functions. Bodmin Jail tourism development. Central location on A30.

— CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Agriculture
  • Retail
  • Tourism
  • Food Processing

Transport Links

  • Bodmin Parkway station on Cornwall Main Line (GWR)
  • A30 trunk road (adjacent)
  • A389 to Wadebridge/Padstow
  • A38 to Liskeard/Plymouth

Regeneration

Bodmin town centre heritage action zone; former prison site redevelopment; Callywith College campus; Beacon Technology Park expansion; Bodmin Keep military museum

Commercial Mortgages in Bodmin

Whether you're acquiring office space, retail units, or industrial property in Bodmin, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cornwall, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Bodmin commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Bodmin

When speed matters for your Bodmin property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cornwall, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Bodmin

For developers building in Bodmin, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cornwall. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cornwall

Why Bodmin for Commercial Property Investment

Lender Appetite

Standard market town appetite.

Latest Commercial Property News in Bodmin

Commercial property news for Bodmin will appear here once available. Check back soon for the latest market updates.

Calculate Your Bodmin Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.