Newquay, Cornwall

Commercial Mortgages & Property Finance in Newquay

Newquay is Cornwall's premier surfing destination and busiest resort town, home to Cornwall Airport Newquay which provides domestic and European flights. The town has diversified beyond traditional tourism with the Aerohub Enterprise Zone at the airport attracting aerospace and technology companies, while the year-round surf culture supports a young, entrepreneurial economy.

Newquay Town CentreFistral BeachTowanPorthCornwall Airport Newquay
£235
Avg Price/sq ft
5.8%
Average Yield
+24.5%
5yr Price Growth
+18%
5yr Rental Growth

Newquay Local Market Intelligence

UK's premier surf destination with strong summer tourism. Aerohub developing aviation and aerospace cluster. Spaceport operations planned.

— CMB Market Analysis

Key Industries

  • Tourism & Surfing
  • Aerospace (Aerohub)
  • Hospitality
  • Aviation
  • Creative Industries

Transport Links

  • Cornwall Airport Newquay (domestic and European flights)
  • GWR branch line to Par/London
  • A392 to A30 trunk road
  • Atlantic Highway coast road

Regeneration

Aerohub Enterprise Zone (aviation and aerospace campus); Newquay Growth Area (4,000+ homes at Nansledan); town centre and harbour improvements; Spaceport Cornwall at airport

Commercial Mortgages in Newquay

Whether you're acquiring office space, retail units, or industrial property in Newquay, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cornwall, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Newquay commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Newquay

When speed matters for your Newquay property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cornwall, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Newquay

For developers building in Newquay, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cornwall. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cornwall

Why Newquay for Commercial Property Investment

Lender Appetite

Tourism seasonal but understood. Aerospace projects attract specialist interest.

Latest Commercial Property News in Newquay

Commercial property news for Newquay will appear here once available. Check back soon for the latest market updates.

Calculate Your Newquay Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.