Penzance is the most westerly major town in England, serving as the terminus of the Great Western Railway and gateway to the Isles of Scilly. The town has a subtropical microclimate, an eclectic creative community, and a strong independent retail scene along Chapel Street. Art Deco Jubilee Pool, Britain's largest seawater lido, has been restored as a geothermal-heated attraction.
“West Cornwall's main town with ferry links to Scilly. Strong arts community. Newlyn fishing harbour nationally significant.”
— CMB Market Analysis
Jubilee Pool geothermal restoration; Penzance Promenade improvements; Coinagehall Street and Chapel Street heritage conservation; Wharfside creative quarter; Penlee House gallery expansion
Whether you're acquiring office space, retail units, or industrial property in Penzance, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cornwall, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Penzance commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Penzance property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Cornwall, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Penzance, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Cornwall. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Selective appetite. Tourism and creative sectors understood.
Commercial property news for Penzance will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cornwall.