Helston, Cornwall

Commercial Mortgages & Property Finance in Helston

Helston is a historic market town on the Lizard Peninsula famous for its annual Flora Day celebrations, one of Britain's oldest surviving customs. The town serves as the gateway to the Lizard and RNAS Culdrose, the Royal Navy's largest helicopter base, which provides a significant economic anchor for the local commercial property market.

Helston Town CentreFlora DayPorthlevenCuldroseWendron
£170
Avg Price/sq ft
5.8%
Average Yield
+19.5%
5yr Price Growth
+14.8%
5yr Rental Growth

Helston Local Market Intelligence

Famous Flora Day festival. RNAS Culdrose naval air station. Strong aerospace.

— CMB Market Analysis

Key Industries

  • Defence (RNAS Culdrose)
  • Agriculture
  • Tourism
  • Retail
  • Food & Drink

Transport Links

  • A394 to Penzance (12 miles)
  • A3083 to The Lizard
  • B3297 to Redruth
  • No direct rail (nearest: Redruth/Penzance)

Regeneration

Helston town centre heritage improvements; former Boating Lake area enhancement; RNAS Culdrose modernisation programme; Helston Railway restoration project

Commercial Mortgages in Helston

Whether you're acquiring office space, retail units, or industrial property in Helston, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cornwall, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Helston commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Helston

When speed matters for your Helston property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Cornwall, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Helston

For developers building in Helston, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Cornwall. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Cornwall

Why Helston for Commercial Property Investment

Lender Appetite

Good appetite for aerospace.

Latest Commercial Property News in Helston

Commercial property news for Helston will appear here once available. Check back soon for the latest market updates.

Calculate Your Helston Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.