Padstow is a prestigious north Cornwall harbour village transformed by Rick Stein's restaurant empire into one of Britain's top foodie destinations. The village commands some of Cornwall's highest commercial property values, driven by tourism, fine dining, and holiday lets. Seasonal demand is intense, with the Camel Trail bringing 500,000 visitors annually.
“Rick Stein's restaurant empire. Camel Trail. Premium tourism destination.”
— CMB Market Analysis
Padstow harbour and South Quay improvements; Camel Trail extension; limited new development due to AONB designation; heritage conservation ongoing
Whether you're acquiring office space, retail units, or industrial property in Padstow, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Cornwall, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Padstow commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Padstow property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Cornwall, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Padstow, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Cornwall. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Very strong appetite for hospitality.
Commercial property news for Padstow will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cornwall.