St Ives, Cornwall

Property Finance in St Ives

St Ives in Cornwall offers diverse commercial property opportunities for investors and developers. Our experienced team provides tailored property finance solutions including development finance, bridging loans, commercial mortgages, and HMO finance across all sectors.

St Ives Town CentreTate St IvesPorthmeor BeachCarbis BayLelant
£232
Avg Price/sq ft
5.2%
Average Yield
+12.4%
5yr Price Growth
+12.1%
5yr Rental Growth

Why Choose CMB for Property Finance in St Ives?

Led by ex-bankers and corporate financiers with direct relationships across the UK's leading lenders

Ex-Bankers & Financiers

Deep expertise from top-tier financial institutions with Cornwall market knowledge

Board-Level Access

Direct relationships with lender decision-makers for faster approvals

£1BN+ Track Record

Proven success in complex property finance across Cornwall

£1BN+
Funding Raised
250+
Successful Deals
48hrs
Decision Time
7 Days
Avg Turnaround

St Ives Commercial Property Market

Tate St Ives. Barbara Hepworth Museum. UK's premier art town.

— CMB Market Analysis

Key Industries

  • Art
  • Tourism
  • Hospitality
  • Retail

Transport Links

  • St Ives station
  • A3074 road

Lender Outlook

Very strong appetite for art and tourism.

Regeneration

Tate gallery; town centre conservation

Property Finance Services in St Ives

We offer a complete range of property finance solutions for investors and developers in St Ives and across Cornwall.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in St Ives

Commercial Bridging Loan

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging Loan in St Ives

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in St Ives

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in St Ives

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in St Ives

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in St Ives

Bridging Loan

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Loan in St Ives

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in St Ives

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in St Ives

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in St Ives

How to Get Property Finance in St Ives

Our streamlined process gets you from initial enquiry to funds in your account as quickly as possible

1

Initial Consultation

Speak with our team to discuss your project and finance requirements

2

Application & Documents

We handle the paperwork and submit to our panel of lenders

3

Decision in 48hrs

Receive terms from multiple lenders, typically within 48 hours

4

Funds Released

Complete legal process and receive funds, often within 7-14 days

Also Serving Across Cornwall

We provide property finance solutions throughout Cornwall.

Calculate Your St Ives Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.