Chorley, Lancashire

Commercial Mortgages & Property Finance in Chorley

Chorley is a thriving Lancashire market town on the M61 corridor between Preston and Bolton, with a flat iron market and covered market that have operated since the Middle Ages. The town has attracted significant inward investment to Buckshaw Village, one of the UK's largest brownfield development sites (former Royal Ordnance Factory), creating a new community of thousands of homes and commercial space.

Chorley Town CentreBuckshaw VillageAdlingtonEuxtonCoppull
£130
Avg Price/sq ft
6.2%
Average Yield
+16.5%
5yr Price Growth
+12.5%
5yr Rental Growth

Chorley Local Market Intelligence

Growing market town with new town development at Buckshaw. Strong commuter links to Manchester and Preston.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Retail
  • Defence (BAE Systems nearby)
  • Professional Services

Transport Links

  • Northern/Avanti to Manchester (35 mins)/Preston (10 mins)
  • M61 Junction 6/8 (adjacent)
  • M6 Junction 27/28 (5 miles)
  • A6 to Preston/Bolton

Regeneration

Buckshaw Village (former ROF site, 4,000+ homes and employment); Chorley town centre improvements; Market Walk extension; Bengal Street housing; Botany Bay retail outlet

Commercial Mortgages in Chorley

Whether you're acquiring office space, retail units, or industrial property in Chorley, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lancashire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Chorley commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Chorley

When speed matters for your Chorley property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lancashire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Chorley

For developers building in Chorley, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lancashire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lancashire

Why Chorley for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Chorley

Commercial property news for Chorley will appear here once available. Check back soon for the latest market updates.

Calculate Your Chorley Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.