Clitheroe, Lancashire

Commercial Mortgages & Property Finance in Clitheroe

Clitheroe is a picturesque Ribble Valley market town beneath a Norman castle keep, set against the dramatic backdrop of Pendle Hill. The town has become a renowned foodie destination with award-winning restaurants, artisan producers, and a thriving Saturday market. Its position in one of England's most beautiful landscapes supports premium commercial values for a Lancashire town.

Clitheroe Town CentreClitheroe CastleWaddingtonBarrowWest Bradford
£185
Avg Price/sq ft
5.3%
Average Yield
+13.5%
5yr Price Growth
+9.8%
5yr Rental Growth

Clitheroe Local Market Intelligence

Historic castle town in Ribble Valley. Strong food and tourism economy. Premium market town.

— CMB Market Analysis

Key Industries

  • Food & Hospitality
  • Agriculture & Livestock
  • Tourism & Heritage
  • Independent Retail
  • Quarrying (Castle Cement)

Transport Links

  • Northern Trains to Manchester via Blackburn (75 mins)
  • A59 to Preston/Skipton
  • A671 to Burnley
  • Ribble Valley road network

Regeneration

Clitheroe town centre heritage improvements; castle grounds enhancement; former hospital site development; Primrose Lodge housing; Ribblesdale swimming pool investment; food festival infrastructure

Commercial Mortgages in Clitheroe

Whether you're acquiring office space, retail units, or industrial property in Clitheroe, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lancashire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Clitheroe commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Clitheroe

When speed matters for your Clitheroe property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lancashire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Clitheroe

For developers building in Clitheroe, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lancashire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lancashire

Why Clitheroe for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Clitheroe

Commercial property news for Clitheroe will appear here once available. Check back soon for the latest market updates.

Calculate Your Clitheroe Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.