Colne, Lancashire

Commercial Mortgages & Property Finance in Colne

Colne is an east Lancashire mill town at the terminus of the M65 motorway, positioned as the gateway to the Yorkshire Dales from Lancashire. The town has an authentic industrial character with a vibrant market, the Great British Rhythm and Blues Festival, and affordable property values that attract budget-conscious investors and creative businesses.

Colne Town CentreWatersideFoulridgeBarrowfordVivary Bridge
£80
Avg Price/sq ft
7.8%
Average Yield
+14.8%
5yr Price Growth
+11.5%
5yr Rental Growth

Colne Local Market Intelligence

Terminus of M65 and Pendle rail line. Leeds-Liverpool Canal. Affordable property.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Food Processing
  • Creative Industries
  • Healthcare

Transport Links

  • Northern Trains to Blackpool/Preston via Burnley
  • M65 terminus (adjacent)
  • A56 to Skipton/Yorkshire
  • A6068 to Keighley

Regeneration

Colne town centre improvements; former mill site conversions; Boundary Mill heritage; Pendle Gateway area; Trough of Bowland access point infrastructure; Colne Water corridor

Commercial Mortgages in Colne

Whether you're acquiring office space, retail units, or industrial property in Colne, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lancashire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Colne commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Colne

When speed matters for your Colne property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lancashire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Colne

For developers building in Colne, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lancashire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lancashire

Why Colne for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Colne

Commercial property news for Colne will appear here once available. Check back soon for the latest market updates.

Calculate Your Colne Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.