Darwen, Lancashire

Commercial Mortgages & Property Finance in Darwen

Darwen is a former cotton mill town nestled between the West Pennine Moors, overshadowed by its Jubilee Tower on Darwen Hill which commemorates Queen Victoria's Diamond Jubilee and the restoration of public access to the moors. The town has a strong community identity and offers some of Lancashire's most affordable industrial and commercial property.

Darwen Town CentreDarwen TowerHoddlesdenWhitehallEwood
£70
Avg Price/sq ft
8%
Average Yield
+14.5%
5yr Price Growth
+11%
5yr Rental Growth

Darwen Local Market Intelligence

Historic cotton town with Darwen Tower landmark. Strong community identity. Affordable property.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Engineering
  • Retail
  • Healthcare
  • Paper & Packaging

Transport Links

  • Northern Trains to Bolton/Manchester (40 mins)/Blackburn
  • M65 Junction 4 (3 miles)
  • A666 to Bolton/Blackburn
  • West Pennine Moors access

Regeneration

Darwen town centre investment; Chapels area regeneration; former Crown Paints site redevelopment; Darwen Tower restoration; East Lancashire Paper Mill area; Hollins Grove housing

Commercial Mortgages in Darwen

Whether you're acquiring office space, retail units, or industrial property in Darwen, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lancashire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Darwen commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Darwen

When speed matters for your Darwen property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lancashire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Darwen

For developers building in Darwen, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lancashire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lancashire

Why Darwen for Commercial Property Investment

Lender Appetite

Good appetite for residential and commercial.

Latest Commercial Property News in Darwen

Commercial property news for Darwen will appear here once available. Check back soon for the latest market updates.

Calculate Your Darwen Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.