Ormskirk, Lancashire

Commercial Mortgages & Property Finance in Ormskirk

Ormskirk is a West Lancashire market town with a notable parish church featuring both a tower and a spire, and a busy traditional market. Edge Hill University's main campus brings a significant student population, and the town serves as the commercial centre for the surrounding rich agricultural flat lands of the West Lancashire plain.

Ormskirk Town CentreEdge Hill UniversityAughtonBurscoughScarisbrick
£155
Avg Price/sq ft
5.6%
Average Yield
+13.5%
5yr Price Growth
+10%
5yr Rental Growth

Ormskirk Local Market Intelligence

Edge Hill University campus. Historic market town. Strong student accommodation market.

— CMB Market Analysis

Key Industries

  • Education (Edge Hill University)
  • Agriculture & Food
  • Retail
  • Healthcare
  • Professional Services

Transport Links

  • Merseyrail Northern Line to Liverpool (30 mins)
  • A570 to Southport (10 miles)/St Helens
  • A59 to Preston/Liverpool
  • Ormskirk bus interchange

Regeneration

Ormskirk town centre public realm improvements; Edge Hill University campus expansion; Moor Street housing; former hospital site redevelopment; West Lancashire cycling network

Commercial Mortgages in Ormskirk

Whether you're acquiring office space, retail units, or industrial property in Ormskirk, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lancashire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ormskirk commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ormskirk

When speed matters for your Ormskirk property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lancashire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ormskirk

For developers building in Ormskirk, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lancashire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lancashire

Why Ormskirk for Commercial Property Investment

Lender Appetite

Good appetite. Education sector valued.

Latest Commercial Property News in Ormskirk

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Calculate Your Ormskirk Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.