Nelson, Lancashire

Commercial Mortgages & Property Finance in Nelson

Nelson is a Pendle borough mill town named after Admiral Lord Nelson, with a large South Asian community that has shaped a distinctive cultural and retail character. The town's Brierfield and Lomeshaye industrial estates provide significant employment, and its position on the M65 corridor between Burnley and Colne gives it good motorway access for an east Lancashire town.

Nelson Town CentreMarsdenBrierfieldReedleyBarrowford
£70
Avg Price/sq ft
8.2%
Average Yield
+14%
5yr Price Growth
+11%
5yr Rental Growth

Nelson Local Market Intelligence

Pendle hill setting. Strong manufacturing heritage. Affordable East Lancashire location.

— CMB Market Analysis

Key Industries

  • Manufacturing & Textiles
  • Retail
  • Food Processing
  • Healthcare
  • Logistics

Transport Links

  • Northern Trains to Burnley/Preston/Blackpool
  • M65 Junction 12/13 (adjacent)
  • A682 to Gisburn/A59
  • A6068 to Keighley

Regeneration

Nelson town centre improvements; Brierfield Mill (Northlight) mixed-use conversion; Lomeshaye Industrial Estate expansion; ACE Centre community hub; Pendle Vision regeneration strategy

Commercial Mortgages in Nelson

Whether you're acquiring office space, retail units, or industrial property in Nelson, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lancashire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Nelson commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Nelson

When speed matters for your Nelson property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lancashire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Nelson

For developers building in Nelson, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lancashire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lancashire

Why Nelson for Commercial Property Investment

Lender Appetite

Good appetite for commercial.

Latest Commercial Property News in Nelson

Commercial property news for Nelson will appear here once available. Check back soon for the latest market updates.

Calculate Your Nelson Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.