Preston, Lancashire

Commercial Mortgages & Property Finance in Preston

Preston is the administrative centre of Lancashire with strong university presence and diverse commercial property. The city offers property finance opportunities.

City CentreFishergateFulwoodRibbletonAshton-on-Ribble
£155
Avg Price/sq ft
7.5%
Average Yield
+19.8%
5yr Price Growth
+13.5%
5yr Rental Growth

Preston Local Market Intelligence

University of Central Lancashire drives strong student market. City centre regeneration gaining momentum.

— CMB Market Analysis

Key Industries

  • Higher Education
  • Aerospace
  • Healthcare
  • Professional Services
  • Manufacturing

Transport Links

  • Preston Station (WCML)
  • M6 and M55 motorways

Regeneration

City centre transformation; UCLan campus expansion; Harris Quarter

Commercial Mortgages in Preston

Whether you're acquiring office space, retail units, or industrial property in Preston, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Lancashire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Preston commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Preston

When speed matters for your Preston property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Lancashire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Preston

For developers building in Preston, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Lancashire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Lancashire

Why Preston for Commercial Property Investment

Lender Appetite

Good appetite for student accommodation. Commercial development supported.

Our team has experience in Lancashire property finance markets.

Latest Commercial Property News in Preston

Commercial property news for Preston will appear here once available. Check back soon for the latest market updates.

Calculate Your Preston Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.