Banstead, Surrey

Commercial Mortgages & Property Finance in Banstead

Banstead is a prosperous Surrey village on the North Downs with a village high street and direct rail access to London via the Tattenham Corner or Epsom lines. The village benefits from its position between Sutton and Epsom, with premium residential values and a local retail economy serving an affluent catchment in the Reigate and Banstead borough.

Banstead VillageBurgh HeathNorkTadworthKingswood
£380
Avg Price/sq ft
4.5%
Average Yield
+11%
5yr Price Growth
+7.5%
5yr Rental Growth

Banstead Local Market Intelligence

Premium residential area near Epsom Downs. Strong village community. Quality independent retail.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Retail
  • Healthcare
  • Education
  • Financial Services

Transport Links

  • Southern Railway via Epsom/Tattenham Corner to London
  • A217 to Sutton/Reigate
  • M25 Junction 8 (5 miles)
  • B2219 to Epsom

Regeneration

Banstead village centre improvements; limited due to Green Belt; Banstead Community Centre investment; Preston Hawe housing; neighbourhood plan improvements; High Street public realm

Commercial Mortgages in Banstead

Whether you're acquiring office space, retail units, or industrial property in Banstead, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Surrey, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Banstead commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Banstead

When speed matters for your Banstead property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Surrey, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Banstead

For developers building in Banstead, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Surrey. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Surrey

Why Banstead for Commercial Property Investment

Lender Appetite

Strong appetite for quality properties.

Latest Commercial Property News in Banstead

Commercial property news for Banstead will appear here once available. Check back soon for the latest market updates.

Calculate Your Banstead Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.