Dorking, Surrey

Commercial Mortgages & Property Finance in Dorking

Dorking is an attractive Surrey market town at the foot of Box Hill (famous from the 2012 Olympic cycling road race), with a traditional high street and an antiques heritage centred around West Street. The town sits in a gap in the North Downs at the junction of the A24 and A25, and the South Downs and Surrey Hills AONBs converge nearby, creating a scenic commercial setting.

Dorking Town CentreBox HillWestcottWottonBetchworth
£350
Avg Price/sq ft
4.6%
Average Yield
+11.5%
5yr Price Growth
+8%
5yr Rental Growth

Dorking Local Market Intelligence

Gateway to Box Hill and Surrey Hills. Strong antiques trade. Excellent walking and cycling destination.

— CMB Market Analysis

Key Industries

  • Independent Retail & Antiques
  • Professional Services
  • Tourism (Box Hill)
  • Hospitality
  • Agriculture

Transport Links

  • Southern Railway to London Victoria/Waterloo (50 mins)
  • A24 to Leatherhead/Horsham
  • A25 to Guildford/Reigate
  • Box Hill National Trust access

Regeneration

Dorking town centre improvements; Pippbrook mixed-use; Vincent Lane area; Dorking Halls investment; South Street public realm; limited by AONB and Green Belt; Deepdene Trail heritage

Commercial Mortgages in Dorking

Whether you're acquiring office space, retail units, or industrial property in Dorking, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Surrey, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Dorking commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Dorking

When speed matters for your Dorking property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Surrey, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Dorking

For developers building in Dorking, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Surrey. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Surrey

Why Dorking for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Dorking

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Calculate Your Dorking Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.