Camberley, Surrey

Commercial Mortgages & Property Finance in Camberley

Camberley is a Surrey Heath town with a strong military heritage from the nearby Royal Military Academy Sandhurst and a thriving commercial centre. The town has undergone significant regeneration with the Atrium development and benefits from excellent road links at the M3/A30 junction. Its position in the Blackwater Valley tech corridor attracts professional services and technology businesses.

Camberley Town CentreFrimleyDeepcutMytchettBlackwater
£300
Avg Price/sq ft
5%
Average Yield
+12.5%
5yr Price Growth
+8.8%
5yr Rental Growth

Camberley Local Market Intelligence

Defence sector proximity supports professional services. Tech cluster growing. Frimley Park Hospital drives healthcare demand.

— CMB Market Analysis

Key Industries

  • Technology
  • Defence & Military
  • Professional Services
  • Retail
  • Financial Services

Transport Links

  • South Western Railway to London Waterloo (50 mins)
  • M3 Junction 4 (2 miles)
  • A30 London Road to Basingstoke/Staines
  • A331 Blackwater Valley Road

Regeneration

Camberley town centre regeneration (London Road block); Atrium mixed-use development; Knoll Road area; Watchmoor Park Business Park; Surrey Heath growth strategy; Mindenhurst (former Princess Royal Barracks)

Commercial Mortgages in Camberley

Whether you're acquiring office space, retail units, or industrial property in Camberley, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Surrey, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Camberley commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Camberley

When speed matters for your Camberley property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Surrey, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Camberley

For developers building in Camberley, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Surrey. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Surrey

Why Camberley for Commercial Property Investment

Lender Appetite

Good appetite across property types. Defence-linked covenants particularly valued.

Latest Commercial Property News in Camberley

Commercial property news for Camberley will appear here once available. Check back soon for the latest market updates.

Calculate Your Camberley Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.