Caterham is a Surrey town split between Caterham-on-the-Hill and Caterham Valley, nestled in a dry valley in the North Downs. The town has two distinct centres, each with their own character, and serves as a commuter base with Southern Railway services to London and M25 access. The Valley high street is the primary commercial area.
“Strong London commuter town. Valley location with established community. Good school catchments.”
— CMB Market Analysis
Caterham town centre improvements; Church Walk development; Valley car park site; former barracks housing (Caterham Barracks, converted); community facilities investment; Green Belt constraints
Whether you're acquiring office space, retail units, or industrial property in Caterham, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Surrey, with terms from 3 to 25 years and up to 75% LTV.
Our ex-banker team understands the Caterham commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.
When speed matters for your Caterham property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.
With access to specialist bridging lenders across Surrey, we structure deals that match your exit strategy and keep costs to a minimum.
For developers building in Caterham, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.
From site acquisition to practical completion, we structure development loans that maximise your returns across Surrey. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.
Good appetite for residential and retail.
Commercial property news for Caterham will appear here once available. Check back soon for the latest market updates.