Cranleigh, Surrey

Commercial Mortgages & Property Finance in Cranleigh

Cranleigh is one of England's largest villages (it has never received town status), set in the Surrey Hills countryside south of Guildford. The village has a thriving high street with a mix of independent and chain retailers, and the prestigious Cranleigh School is a major local presence. Its rural Surrey setting and large catchment support premium property values.

Cranleigh Village CentreAlfoldBramleyEwhurstShamley Green
£380
Avg Price/sq ft
4.5%
Average Yield
+11%
5yr Price Growth
+7.5%
5yr Rental Growth

Cranleigh Local Market Intelligence

Largest village in England. Strong independent retail. Quality residential area.

— CMB Market Analysis

Key Industries

  • Independent Retail
  • Education (Cranleigh School)
  • Agriculture
  • Professional Services
  • Hospitality

Transport Links

  • B2128 to Guildford (9 miles)
  • A281 to Horsham/Shalford
  • No direct rail (nearest: Guildford/Cranleigh rail removed 1965)
  • Local bus to Guildford/Horsham

Regeneration

Very limited due to Green Belt and AONB; Cranleigh village centre conservation; Amlets Lane housing; community leisure improvements; Downs Link cycling and walking path; Common enhancement

Commercial Mortgages in Cranleigh

Whether you're acquiring office space, retail units, or industrial property in Cranleigh, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Surrey, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Cranleigh commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Cranleigh

When speed matters for your Cranleigh property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Surrey, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Cranleigh

For developers building in Cranleigh, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Surrey. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Surrey

Why Cranleigh for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Cranleigh

Commercial property news for Cranleigh will appear here once available. Check back soon for the latest market updates.

Calculate Your Cranleigh Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.