Godstone, Surrey

Commercial Mortgages & Property Finance in Godstone

Godstone is a small Surrey village on the Greensand Ridge south of the M25, with a picturesque village green, a historic White Hart Inn, and the Godstone Farm visitor attraction. The village is primarily residential with limited commercial property, but its position near M25 Junction 6 gives it good accessibility for a rural Surrey location.

Godstone VillageTandridgeBlindley HeathSouth Godstone
£375
Avg Price/sq ft
4.5%
Average Yield
+10.5%
5yr Price Growth
+7.2%
5yr Rental Growth

Godstone Local Market Intelligence

Attractive village with M25/M23 access. Strong hospitality sector. Growing residential demand.

— CMB Market Analysis

Key Industries

  • Hospitality
  • Agriculture
  • Retail
  • Professional Services
  • Leisure (Godstone Farm)

Transport Links

  • A25 to Oxted/Reigate
  • M25 Junction 6 (1 mile)
  • A22 to Caterham/East Grinstead
  • Godstone rail to Redhill

Regeneration

Very limited due to Green Belt; Godstone village green conservation; Godstone Farm visitor improvements; modest infill development; community facilities enhancement

Commercial Mortgages in Godstone

Whether you're acquiring office space, retail units, or industrial property in Godstone, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Surrey, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Godstone commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Godstone

When speed matters for your Godstone property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Surrey, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Godstone

For developers building in Godstone, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Surrey. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Surrey

Why Godstone for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Godstone

Commercial property news for Godstone will appear here once available. Check back soon for the latest market updates.

Calculate Your Godstone Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.