Staines, Surrey

Commercial Mortgages & Property Finance in Staines

Staines-upon-Thames is a significant commercial town in the Spelthorne borough, historically marking the upper tidal limit of the Thames. The town has a strong retail offer and substantial riverside development potential. Its position adjacent to the M25 at Junction 13 and proximity to Heathrow Airport (5 miles) make it attractive for corporate and logistics occupiers.

Staines Town CentreStaines-upon-ThamesLalehamStanwellAshford
£350
Avg Price/sq ft
4.8%
Average Yield
+12.5%
5yr Price Growth
+9%
5yr Rental Growth

Staines Local Market Intelligence

Heathrow proximity drives corporate demand. Tech companies favour location. Waterfront development enhancing town.

— CMB Market Analysis

Key Industries

  • Technology
  • Financial Services
  • Retail
  • Corporate HQs
  • Logistics (Heathrow corridor)

Transport Links

  • South Western Railway to London Waterloo (35 mins)
  • M25 Junction 13 (adjacent)
  • A30 to London/Staines bypass
  • Heathrow Airport (5 miles)

Regeneration

Staines town centre regeneration; Tothill multi-storey car park site; Bridge Street mixed-use; Riverside area improvements; London Road corridor; Spelthorne growth strategy

Commercial Mortgages in Staines

Whether you're acquiring office space, retail units, or industrial property in Staines, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Surrey, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Staines commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Staines

When speed matters for your Staines property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Surrey, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Staines

For developers building in Staines, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Surrey. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Surrey

Why Staines for Commercial Property Investment

Lender Appetite

Strong appetite. Corporate HQ buildings and aviation-linked well-supported.

Latest Commercial Property News in Staines

Commercial property news for Staines will appear here once available. Check back soon for the latest market updates.

Calculate Your Staines Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.