Ballycastle, Northern Ireland

Commercial Mortgages & Property Finance in Ballycastle

Ballycastle is a coastal town on the north Antrim coast, the departure point for ferries to Rathlin Island and a gateway to the Giant's Causeway. The town hosts the famous Ould Lammas Fair, Ireland's oldest market fair, and has a thriving tourist economy driven by the Causeway Coastal Route. Its remote beauty and heritage attract visitors year-round.

Ballycastle Town CentreRathlin IslandFair HeadCushendallCushendun
£105
Avg Price/sq ft
5.8%
Average Yield
+12.5%
5yr Price Growth
+9.5%
5yr Rental Growth

Ballycastle Local Market Intelligence

Gateway to Rathlin Island. Old Lammas Fair. Strong coastal tourism.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Agriculture
  • Fishing
  • Retail
  • Food & Drink

Transport Links

  • A2 Causeway Coastal Route to Coleraine/Larne
  • Rathlin Island ferry
  • A44 to Ballypatrick Forest
  • Ballycastle harbour

Regeneration

Ballycastle seafront improvements; marina development; Ould Lammas Fair infrastructure; Rathlin Island visitor facilities; Causeway Coast and Glens tourism investment

Commercial Mortgages in Ballycastle

Whether you're acquiring office space, retail units, or industrial property in Ballycastle, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ballycastle commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ballycastle

When speed matters for your Ballycastle property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ballycastle

For developers building in Ballycastle, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Ballycastle for Commercial Property Investment

Lender Appetite

Good appetite for tourism.

Latest Commercial Property News in Ballycastle

Commercial property news for Ballycastle will appear here once available. Check back soon for the latest market updates.

Calculate Your Ballycastle Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.