Magherafelt, Northern Ireland

Commercial Mortgages & Property Finance in Magherafelt

Magherafelt is a thriving mid-Ulster market town that has benefited from the A6 dualling to Derry, improving its connectivity significantly. The town serves as a key commercial centre for the surrounding agricultural area and has a growing food processing and manufacturing base, with a compact but active town centre.

Magherafelt Town CentreMeadowbankBallyronanCastledawsonUpperlands
£75
Avg Price/sq ft
6.8%
Average Yield
+9.5%
5yr Price Growth
+7.5%
5yr Rental Growth

Magherafelt Local Market Intelligence

Mid Ulster market town. Strong agricultural services. Growing residential.

— CMB Market Analysis

Key Industries

  • Agriculture & Food Processing
  • Manufacturing
  • Retail
  • Construction
  • Healthcare

Transport Links

  • A6 to Derry (40 miles)/M22 to Belfast
  • A31 to Cookstown
  • A29 to Dungannon
  • Magherafelt bus station

Regeneration

Magherafelt town centre improvements; Meadowbank Sports Arena; A6 dualling benefits; Rainey Endowed School area; Castledawson Road employment area; Mid Ulster growth strategy

Commercial Mortgages in Magherafelt

Whether you're acquiring office space, retail units, or industrial property in Magherafelt, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Magherafelt commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Magherafelt

When speed matters for your Magherafelt property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Magherafelt

For developers building in Magherafelt, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Magherafelt for Commercial Property Investment

Lender Appetite

Good appetite for retail and residential.

Latest Commercial Property News in Magherafelt

Commercial property news for Magherafelt will appear here once available. Check back soon for the latest market updates.

Calculate Your Magherafelt Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.