Coleraine, Northern Ireland

Commercial Mortgages & Property Finance in Coleraine

Coleraine is a university town and commercial centre on the River Bann in north Antrim, home to a campus of Ulster University and gateway to the north coast's spectacular beaches and Giant's Causeway. The town has a strong retail and professional services economy serving a wide catchment, and the Riverside Retail Park and Coleraine town centre are key commercial locations.

Coleraine Town CentrePortstewartPortrushUniversity of UlsterRiverside
£95
Avg Price/sq ft
6.5%
Average Yield
+10.8%
5yr Price Growth
+8.5%
5yr Rental Growth

Coleraine Local Market Intelligence

University of Ulster Coleraine campus. Gateway to Causeway Coast. Strong tourism links.

— CMB Market Analysis

Key Industries

  • Education (Ulster University)
  • Retail
  • Tourism
  • Professional Services
  • Healthcare

Transport Links

  • NI Railways to Belfast (90 mins)/Derry
  • A26 to Ballymena/M2
  • A2 coast road to Giant's Causeway
  • A29 to Maghera

Regeneration

Coleraine town centre regeneration; Ulster University campus investment; Lodge Road gateway; riverside walk improvements; Atlantic Ocean Road tourism corridor; Churchlands housing

Commercial Mortgages in Coleraine

Whether you're acquiring office space, retail units, or industrial property in Coleraine, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Coleraine commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Coleraine

When speed matters for your Coleraine property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Coleraine

For developers building in Coleraine, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Coleraine for Commercial Property Investment

Lender Appetite

Good appetite. Education and tourism valued.

Latest Commercial Property News in Coleraine

Commercial property news for Coleraine will appear here once available. Check back soon for the latest market updates.

Calculate Your Coleraine Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.