Ballymena, Northern Ireland

Commercial Mortgages & Property Finance in Ballymena

Ballymena is the principal town of mid-Antrim, a strong commercial and retail centre known for its entrepreneurial culture and as the birthplace of former First Minister Ian Paisley. The town has a significant manufacturing base, a thriving market, and serves as the main shopping destination for a wide rural catchment across the Antrim plateau.

Ballymena Town CentreBroughshaneGalgormBraidwaterAntrim Road
£85
Avg Price/sq ft
7%
Average Yield
+10.5%
5yr Price Growth
+8.2%
5yr Rental Growth

Ballymena Local Market Intelligence

Mid-Antrim's principal town. Wrightbus manufacturing. Strong agricultural services. Galgorm hospitality.

— CMB Market Analysis

Key Industries

  • Manufacturing & Engineering
  • Retail
  • Agriculture
  • Healthcare
  • Construction

Transport Links

  • M2 to Belfast (28 miles)
  • A26 to Coleraine/Antrim
  • A36 to Larne
  • Ballymena bus station hub

Regeneration

Ballymena town centre masterplan; former Michelin site (Silverwood Business Park); St Patrick's Barracks redevelopment; Pennybridge Industrial Estate expansion; Braid Centre cultural hub

Commercial Mortgages in Ballymena

Whether you're acquiring office space, retail units, or industrial property in Ballymena, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Ballymena commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Ballymena

When speed matters for your Ballymena property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Ballymena

For developers building in Ballymena, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Ballymena for Commercial Property Investment

Lender Appetite

Good appetite for quality properties.

Latest Commercial Property News in Ballymena

Commercial property news for Ballymena will appear here once available. Check back soon for the latest market updates.

Calculate Your Ballymena Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.