Cookstown, Northern Ireland

Commercial Mortgages & Property Finance in Cookstown

Cookstown is a mid-Ulster market town famous for its remarkably straight and wide main street, reputedly one of the longest in Ireland. The town has a strong agricultural services economy, a diverse manufacturing base, and serves as a key commercial centre for the mid-Ulster area between the Sperrin Mountains and Lough Neagh.

Cookstown Town CentreWilliam StreetTullylaganCoaghStewartstown
£80
Avg Price/sq ft
6.8%
Average Yield
+9.5%
5yr Price Growth
+7.5%
5yr Rental Growth

Cookstown Local Market Intelligence

Famous wide main street. Strong food processing sector. Agricultural services.

— CMB Market Analysis

Key Industries

  • Agriculture & Food Processing
  • Manufacturing
  • Retail
  • Construction
  • Professional Services

Transport Links

  • A29 to Dungannon/Coleraine
  • A505 to Omagh
  • M1 via A29 (20 miles)
  • Cookstown bus station

Regeneration

Cookstown town centre regeneration; Burnavon Arts Centre; Killymoon Street public realm; food processing cluster investment; Loughry College agricultural campus; Davagh Forest Dark Sky Park

Commercial Mortgages in Cookstown

Whether you're acquiring office space, retail units, or industrial property in Cookstown, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Cookstown commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Cookstown

When speed matters for your Cookstown property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Cookstown

For developers building in Cookstown, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Cookstown for Commercial Property Investment

Lender Appetite

Good appetite for retail.

Latest Commercial Property News in Cookstown

Commercial property news for Cookstown will appear here once available. Check back soon for the latest market updates.

Calculate Your Cookstown Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.