Portrush, Northern Ireland

Commercial Mortgages & Property Finance in Portrush

Portrush is Northern Ireland's premier seaside resort and home to Royal Portrush Golf Club, which hosted The Open Championship in 2019 to worldwide acclaim. The town's East and West Strand beaches, Dunluce Castle nearby, and the Causeway Coastal Route attract visitors year-round, creating a strong hospitality and tourism property market.

Portrush Town CentreEast StrandWest StrandRoyal PortrushDunluce Castle
£145
Avg Price/sq ft
5.5%
Average Yield
+15.5%
5yr Price Growth
+12%
5yr Rental Growth

Portrush Local Market Intelligence

Open Championship venue. World-class golf. Premium seaside resort.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Golf Tourism
  • Retail
  • Holiday Lettings
  • Hospitality

Transport Links

  • NI Railways to Belfast via Coleraine
  • A2 Causeway Coastal Route
  • A26 to Ballymena/M2
  • Portrush harbour

Regeneration

Portrush regeneration programme (post-Open Championship); Dunluce Avenue improvements; West Bay area; Royal Portrush Golf Club ongoing investment; Ramore Head enhancement; harbour area development

Commercial Mortgages in Portrush

Whether you're acquiring office space, retail units, or industrial property in Portrush, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Portrush commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Portrush

When speed matters for your Portrush property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Portrush

For developers building in Portrush, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Portrush for Commercial Property Investment

Lender Appetite

Very strong appetite for tourism and golf.

Latest Commercial Property News in Portrush

Commercial property news for Portrush will appear here once available. Check back soon for the latest market updates.

Calculate Your Portrush Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.