Lurgan, Northern Ireland

Commercial Mortgages & Property Finance in Lurgan

Lurgan is an Upper Bann town closely linked with Craigavon and Portadown, with a long and distinguished main street and Lurgan Park, one of Northern Ireland's finest public parks with its lake and Brownlow House. The town has a manufacturing tradition and offers affordable commercial property with good M1 motorway access to Belfast and the wider region.

Lurgan Town CentreLurgan ParkKilwilkieTaghnevanShankill
£65
Avg Price/sq ft
7.5%
Average Yield
+10%
5yr Price Growth
+8%
5yr Rental Growth

Lurgan Local Market Intelligence

Lurgan Park leisure. Strong manufacturing heritage. Good M1 access.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Retail
  • Healthcare
  • Agriculture
  • Professional Services

Transport Links

  • NI Railways to Belfast (35 mins)/Portadown/Dublin Enterprise
  • M1 via Craigavon (2 miles)
  • A3 to Armagh
  • A76 to Portadown

Regeneration

Lurgan town centre environmental improvements; Brownlow House heritage restoration; former factory sites conversion; William Street area; Lurgan Park investment; Craigavon greenway

Commercial Mortgages in Lurgan

Whether you're acquiring office space, retail units, or industrial property in Lurgan, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Lurgan commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Lurgan

When speed matters for your Lurgan property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Lurgan

For developers building in Lurgan, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Lurgan for Commercial Property Investment

Lender Appetite

Good appetite for commercial.

Latest Commercial Property News in Lurgan

Commercial property news for Lurgan will appear here once available. Check back soon for the latest market updates.

Calculate Your Lurgan Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.