Lisburn, Northern Ireland

Commercial Mortgages & Property Finance in Lisburn

Lisburn is Northern Ireland's youngest city (granted city status in 2002) and one of the fastest-growing urban areas in the region. The city has a strong retail economy anchored by Bow Street Mall and Sprucefield retail park, a heritage linked to the Huguenot linen industry, and excellent connectivity to Belfast via the M1 and rail. Lisburn is increasingly positioned as a Belfast metropolitan growth centre.

City CentreSprucefieldBow Street MallHillsboroughMoira
£110
Avg Price/sq ft
6%
Average Yield
+11.5%
5yr Price Growth
+9%
5yr Rental Growth

Lisburn Local Market Intelligence

Major retail destination with Sprucefield and Bow Street. Growing Belfast spillover demand.

— CMB Market Analysis

Key Industries

  • Retail
  • Manufacturing
  • Professional Services
  • Healthcare
  • Technology

Transport Links

  • NI Railways to Belfast (15 mins)/Portadown
  • M1 Junction 6/7 (adjacent)
  • A1 to Newry/Dublin
  • Sprucefield roundabout access

Regeneration

Lisburn city centre regeneration; Bow Street Mall refurbishment; Wallace Park improvements; Lisburn Castlereagh development growth areas; former linen heritage interpretation; Laganside development

Commercial Mortgages in Lisburn

Whether you're acquiring office space, retail units, or industrial property in Lisburn, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Lisburn commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Lisburn

When speed matters for your Lisburn property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Lisburn

For developers building in Lisburn, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Lisburn for Commercial Property Investment

Lender Appetite

Good appetite for retail and residential. Quality schemes supported.

Latest Commercial Property News in Lisburn

Commercial property news for Lisburn will appear here once available. Check back soon for the latest market updates.

Calculate Your Lisburn Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.