Portstewart, Northern Ireland

Commercial Mortgages & Property Finance in Portstewart

Portstewart is an elegant Victorian seaside town on the north Antrim coast, often considered more refined than its neighbour Portrush. The town has a famous promenade, the Dominican College, and a strong family holiday market. Portstewart Strand, a 2-mile National Trust beach, is one of the finest in Northern Ireland.

Portstewart Town CentreThe StrandUniversity of Ulster campusDominican CollegeAgherton
£135
Avg Price/sq ft
5.5%
Average Yield
+13%
5yr Price Growth
+10%
5yr Rental Growth

Portstewart Local Market Intelligence

University of Ulster campus. Famous strand beach. Strong student economy.

— CMB Market Analysis

Key Industries

  • Tourism & Hospitality
  • Education (Dominican College, NW Regional)
  • Retail
  • Holiday Lettings
  • Professional Services

Transport Links

  • A2 coast road to Coleraine/Portrush
  • NI Railways via Coleraine
  • Portstewart Strand beach access
  • Causeway Coastal Route

Regeneration

Portstewart Promenade and public realm; Flowerfield Arts Centre and park; convent site development; town centre heritage conservation; North West 200 race infrastructure; coastal path improvements

Commercial Mortgages in Portstewart

Whether you're acquiring office space, retail units, or industrial property in Portstewart, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Northern Ireland, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Portstewart commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Portstewart

When speed matters for your Portstewart property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Northern Ireland, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Portstewart

For developers building in Portstewart, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Northern Ireland. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Northern Ireland

Why Portstewart for Commercial Property Investment

Lender Appetite

Good appetite for tourism and education.

Latest Commercial Property News in Portstewart

Commercial property news for Portstewart will appear here once available. Check back soon for the latest market updates.

Calculate Your Portstewart Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.