Aldershot, Hampshire

Commercial Mortgages & Property Finance in Aldershot

Aldershot is the 'Home of the British Army' and has been a garrison town since 1854. The military presence provides a unique economic underpinning, with the defence sector and its supply chain driving significant commercial property demand. The town is now diversifying with major regeneration investment and benefits from its position at the junction of the A3 and A331.

Aldershot Town CentreNorth TownManor ParkAldershot Military TownAsh
£210
Avg Price/sq ft
5.8%
Average Yield
+13.5%
5yr Price Growth
+10.2%
5yr Rental Growth

Aldershot Local Market Intelligence

Historic garrison town with significant military land releasing for development. Wellesley creating new community. Affordable compared to neighbours.

— CMB Market Analysis

Key Industries

  • Defence & Military
  • Technology (Farnborough corridor)
  • Retail
  • Healthcare
  • Professional Services

Transport Links

  • South Western Railway to London Waterloo (50 mins)
  • A331 Blackwater Valley Road to M3
  • A325 to Farnborough/Farnham
  • A3 corridor nearby

Regeneration

Aldershot town centre regeneration (Wellesley development, 3,850 homes on former MoD land); Union Street East scheme; Westgate mixed-use; military quarter conservation

Commercial Mortgages in Aldershot

Whether you're acquiring office space, retail units, or industrial property in Aldershot, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hampshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Aldershot commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Aldershot

When speed matters for your Aldershot property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hampshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Aldershot

For developers building in Aldershot, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hampshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hampshire

Why Aldershot for Commercial Property Investment

Lender Appetite

Appetite improving with Wellesley success. Development opportunities favoured.

Latest Commercial Property News in Aldershot

Commercial property news for Aldershot will appear here once available. Check back soon for the latest market updates.

Calculate Your Aldershot Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.