Lymington, Hampshire

Commercial Mortgages & Property Finance in Lymington

Lymington is a prosperous Georgian sailing town on the western Solent with one of the largest marinas in the UK. The town has a refined high street, a Saturday market dating to the 13th century, and ferry services to Yarmouth on the Isle of Wight. Its New Forest National Park setting and sailing culture support some of Hampshire's highest property values outside Winchester.

Lymington Town CentreLymington MarinaPenningtonMilford on SeaEverton
£400
Avg Price/sq ft
4.5%
Average Yield
+12.8%
5yr Price Growth
+9%
5yr Rental Growth

Lymington Local Market Intelligence

Premier sailing town on Solent. Isle of Wight ferry connection. Strong marine industry.

— CMB Market Analysis

Key Industries

  • Sailing & Marine Leisure
  • Tourism & Hospitality
  • Independent Retail
  • Professional Services
  • Hospitality

Transport Links

  • South Western Railway to Brockenhurst/London (100 mins)
  • Wightlink ferry to Isle of Wight
  • A337 to Brockenhurst/New Forest
  • Lymington Marina and Town Quay

Regeneration

Limited due to National Park and conservation; Lymington waterfront improvements; marina and yacht haven investment; town centre heritage conservation; modest housing allocations

Commercial Mortgages in Lymington

Whether you're acquiring office space, retail units, or industrial property in Lymington, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hampshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Lymington commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Lymington

When speed matters for your Lymington property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hampshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Lymington

For developers building in Lymington, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hampshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hampshire

Why Lymington for Commercial Property Investment

Lender Appetite

Strong appetite for marine and premium properties.

Latest Commercial Property News in Lymington

Commercial property news for Lymington will appear here once available. Check back soon for the latest market updates.

Calculate Your Lymington Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.