Romsey, Hampshire

Commercial Mortgages & Property Finance in Romsey

Romsey is an exceptionally attractive Test Valley market town centred on its magnificent Norman abbey and the Broadlands estate, former home of Lord Mountbatten. The town's intimate scale, independent shops, and riverside walks along the Test (one of England's finest chalk streams) create a premium commercial environment with limited but highly sought-after retail and office space.

Romsey Town CentreRomsey AbbeyNurslingNorth BaddesleyBraishfield
£310
Avg Price/sq ft
4.6%
Average Yield
+12.5%
5yr Price Growth
+8.8%
5yr Rental Growth

Romsey Local Market Intelligence

Historic abbey town near Southampton. Premium residential area. Strong independent retail.

— CMB Market Analysis

Key Industries

  • Independent Retail
  • Professional Services
  • Tourism & Heritage
  • Agriculture
  • Hospitality

Transport Links

  • South Western Railway to Southampton (12 mins)/London (80 mins)
  • A3057 to Southampton/Andover
  • M27 Junction 3 (3 miles)
  • A27 to Salisbury

Regeneration

Limited due to conservation area constraints; Romsey town centre public realm improvements; Broadlands Estate visitor facilities; Abbotswood housing development; Test Valley riverside enhancement

Commercial Mortgages in Romsey

Whether you're acquiring office space, retail units, or industrial property in Romsey, our commercial mortgage solutions provide long-term financing tailored to your investment strategy. We work with high street banks and specialist lenders to secure competitive rates across Hampshire, with terms from 3 to 25 years and up to 75% LTV.

Our ex-banker team understands the Romsey commercial property market and has direct relationships with lender credit committees, meaning faster decisions and better terms for your deal.

  • Owner-occupied and investment commercial mortgages
  • Terms from 3 to 25 years with competitive fixed and variable rates
  • Up to 75% LTV on commercial property
  • Portfolio and multi-asset lending available

Commercial Mortgage Key Facts

Loan Size£50k - £25m+
Max LTV75%
Term3 - 25 years
Decision48 hours

Commercial Bridging Finance in Romsey

When speed matters for your Romsey property transaction, commercial bridging finance provides short-term funding to bridge the gap. Whether you're securing a time-sensitive acquisition, funding an auction purchase, or refinancing before a long-term facility is in place, we can arrange bridging loans from completion in as little as 7 days.

With access to specialist bridging lenders across Hampshire, we structure deals that match your exit strategy and keep costs to a minimum.

  • Completion possible in 7-14 days for urgent transactions
  • Rates from 0.55% per month with no exit fees available
  • Up to 75% LTV on commercial and semi-commercial property
  • Auction finance, chain-break funding, and refurbishment bridges

Bridging Finance Key Facts

Loan Size£25k - £25m+
Max LTV75%
Term1 - 24 months
Speed7-14 days

Development Finance in Romsey

For developers building in Romsey, our development finance solutions fund ground-up construction, conversions, and major refurbishment projects. We arrange staged drawdown facilities aligned to your build programme, ensuring capital is available at each construction milestone.

From site acquisition to practical completion, we structure development loans that maximise your returns across Hampshire. Our team assesses GDV, build costs, and local market conditions to present the strongest case to lenders.

  • Staged drawdowns aligned to construction milestones
  • Up to 90% of build costs and 70% of land value
  • Ground-up, conversion, and heavy refurbishment projects
  • Day-one land funding available for experienced developers

Development Finance Key Facts

Loan Size£150k - £50m+
Build CostUp to 90%
Term6 - 24 months
Land ValueUp to 70%

Your Local Expert

Matt Lenzie

Founder & Principal Broker

  • Ex-Lloyds Bank and Bank of Scotland
  • Board advisor to pension trustee with £3.9bn AUA
  • Direct lender relationships across Hampshire

Why Romsey for Commercial Property Investment

Lender Appetite

Strong appetite for quality properties.

Latest Commercial Property News in Romsey

Commercial property news for Romsey will appear here once available. Check back soon for the latest market updates.

Calculate Your Romsey Property Finance

Use our interactive calculators to estimate costs for commercial mortgages, bridging finance, and development loans.