Winchester, Hampshire

Commercial Mortgages in Winchester

Winchester is a historic cathedral city with premium commercial property market. Strong tourism, education, and professional services sectors drive demand.

Winchester City CentreCathedralHigh StreetBadger FarmStanmore
£285
Avg Price/sq ft
5.5%
Average Yield
+15.2%
5yr Price Growth
+10.2%
5yr Rental Growth

Winchester Commercial Property Market

Consistently ranked best place to live in UK. Cathedral tourism and University anchoring economy. Premium retail high street. Supply very constrained.

— CMB Market Analysis

Key Industries

  • Tourism
  • Education
  • Professional Services
  • Retail
  • Creative Industries

Transport Links

  • Winchester station (1 hour to London)
  • M3 Junction 9/10/11
  • A34 corridor

Lender Outlook

Excellent appetite for quality assets in premium heritage city.

Regeneration

Station Approach, Central Winchester regeneration, Brooks shopping centre

Property Finance Services in Winchester

We offer a complete range of property finance solutions for investors and developers in Winchester and across Hampshire.

Development Finance

Specialist funding for ground-up construction and major refurbishment projects, providing flexible financing solutions for property developers.

From £150,000Up to 75% LTV
Development Finance in Winchester

Commercial Bridging

Fast, flexible short-term finance for commercial property transactions with decisions in as little as 48 hours and completion within days.

From £50,000Up to 75% LTV
Commercial Bridging in Winchester

HMO Finance

Specialist mortgages for Houses in Multiple Occupation, designed for landlords maximizing rental yields through multi-tenant properties.

From £50,000Up to 85% LTV
HMO Finance in Winchester

Mezzanine Finance

Second charge lending that sits behind your primary mortgage, unlocking additional equity for property investment and development projects.

From £25,000Up to 90% LTV
Mezzanine Finance in Winchester

Buy-to-Let

Residential investment property mortgages for individual landlords and portfolio investors, with products tailored to your investment strategy.

From £25,000Up to 80% LTV
Buy-to-Let in Winchester

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing, supporting business premises and investment property acquisitions.

From £50,000Up to 70% LTV
Commercial Mortgages in Winchester

Bridging Finance

Fast, flexible short-term secured loans for property purchases, auction acquisitions, and chain breaks with funds available in days.

From £25,000Up to 80% LTV
Bridging Finance in Winchester

Stretched Senior

Enhanced senior debt facilities offering higher leverage than standard development finance, reducing equity requirements for experienced developers.

From £500,000Up to 75% LTV
Stretched Senior in Winchester

JV Equity

Joint venture equity partnerships providing development capital in exchange for profit share, ideal for developers seeking to scale without traditional debt.

From £1,000,000Up to 90% LTV
JV Equity in Winchester

Development Exit Finance

Refinancing solutions for completed developments, replacing construction finance while units are sold or let, with lower rates than development loans.

From £250,000Up to 75% LTV
Development Exit Finance in Winchester

Why Choose CMB for Property Finance in Winchester?

Local Market Knowledge

We understand the Winchester property market and local lender appetite

Fast Turnaround

Decisions in as little as 48 hours, completion in days when needed

Competitive Rates

Access to exclusive rates from our panel of specialist lenders

Full Support

Expert guidance from application through to completion

Also Serving Across Hampshire

We provide property finance solutions throughout Hampshire.

Commercial Finance Across the UK

We provide property finance solutions in major cities throughout England.

Calculate Your Winchester Property Finance

Use our interactive calculators to get instant estimates for your property finance needs.